Fintech infrastructure for India
Setu’s APIs and software is used by hundreds of businesses from startups to large enterprises to reimagine onboarding, payments, deposits, lending and data empowerment for their end customers.

There’s an API for that
A comprehensive product line for countless use-cases across domains.
PAYMENTS
BBPS BillCollect
Collect payments on digital or offline channels
BBPS BillPay
Embed and monetise bill payments flows
WhatsApp Collect
Collect bill payments via WhatsApp
UPI DeepLinks
Simplest payment experience in the world
FASTag
Complete FASTag management suite
DATA
Account Aggregator
Access financial data with user consent
Aadhaar eSign
Integrate India’s best Aadhaar eSign experience
INVESTMENTS
Fixed Deposits
Enable FD booking from any app, without needing an existing account with the bank
LENDING
Lending for Devs
Generate verified leads or link to pre-built loan journeys
Lending for Banks
Get pre-qualified leads, offer loans via many digital channels
Modular API design
All our products are API-first, pick and choose just the parts you need.
Single point-of-contact
We navigate across teams within large banks and FIs, so you don’t have to.
Secure, and compliant at scale
We handle all your IT security audit and compliance needs, so you can focus on building.
Exhaustive documentation & support
Clear, cohesive docs across all products, and world-class developer support.
D91 Labs is an open-source initiative by Setu that publishes primary user research and insights for fintech organisations building for India. We conduct in depth qualitative and quantitative user studies across various socio-economic classes of India.